Commercial Lending

GULF STATES CAPITAL FUNDING, LLC

Commercial Real Estate

  • Acquisition
    Bridge
    Refinance
    Cash-Out
    Fix & Flip
    Ground-up Construction
    Rehabilitation & Rental
    Non-Recourse
    Mezzanine
    Preferred Equity
    Commercial Mortgage-Backed Securities [CMBS]
    Commercial Property Assessed Clean Energy [C-PACE]
    Fannie Mae, Freddie Mac, USDA, FHA & HUD
    Debtor-in-Possession Financing [DIP]
    Portfolio

  • Hospitality
    Office
    Retail
    Single-Family [Speculative]
    Rental [1-4 units]
    Multi-Family [5+ units]
    Mixed Used
    Self Storage
    Student Housing
    Senior Housing
    Land Development
    Industrial
    Convenience Store
    Land

Asset Based Lending

  • Manufacturers
    Wholesale
    Distribution
    Restaurant
    Medical
    Retail
    Oil & Gas
    Staffing
    Construciton
    Professional Services
    Cannabis
    Transportation

  • Accounts Receivable
    Inventory
    Purchase Order
    Contract Financing
    Revolving Lines
    Working Capital
    Acquisition Capital
    Expansion Capital
    Auto Dealer Floor Plans
    Bridge
    Special Asset
    Government Contract
    Annuities
    Franchise Financing
    Merchant Cash Advance

Equipment Lending

  • Term Loan
    Capital Lease
    Sale-Leaseback
    Refinance

  • Construction / Heavy Iron
    Agricultural
    Aircraft / Marine
    Computer
    Manufacturing Equipment / Tools
    Medical Equipment
    Restaurant / Food Services
    Robotics / Automation
    Software
    Solar
    Transportation
    Cannabis Industry
    Mining
    Crane
    Rail

SBA: Purchase, Build, Refinance, Renovate

  • 7(a)
    504
    USDA
    Construction
    Express
    Express Line of Credit
    Business Acquisition
    Franchise
    Equipment

  • A great solution for long-term permanent financing for small businesses.  The 7(a) Loan Program is made through the Small Business Administration (SBA) guaranteed loan programs.

    Eligible Businesses and Property Types:

    Almost any type of for-profit business is eligible for financing. Commercial real estate must be partially occupied by the borrower and includes, but is not limited to, the following types of properties:

    Use of Proceeds:

    Real estate acquisition, construction or refinance – up to 90%, & in some cases up to 100%.
    Business Acquisition – up to 80% 
    Equipment Acquisition – up to 100% 
    Debt Refinance -up to 100%

    Terms:

    Up to 25 years for real estate financing
    Up to 10 years for equipment or business acquisition financing
    Up to 7 years for permanent working capital
    All loans are fully amortized. Interest rates are market competitive.  Loan amounts range from $200,000 to $5,000,000

  • The 504 Loan Program is made through the Small Business Administration (SBA) guaranteed loan programs.

    Use of Proceeds:

    Real estate acquisition or construction – up to 90% financing available
    Equipment Acquisition – up to 80% financing available
    Loan Structures
    Financing available on projects up to $12,000,000.
    Almost any type of for-profit business is eligible for financing. Commercial real estate must be partially occupied by the borrower.